Finding Capital Finding Capital
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Established Business Funding

Equipment Finance for Established UK Businesses

Access funding from £10K-£500K through 100+ lenders. Fast decisions. Structured for growth, not survival.

  • 100+ lenders
  • Decisions possible within hours
  • No upfront broker fees
  • FCA authorised broker

We typically support businesses that:

  • Are trading 1+ years
  • Require £10,000+ funding
  • Are purchasing equipment or investing in growth
What You Can Fund

Fund the equipment that actually moves your business forward

Use this route when you need a lender decision tied to a real commercial outcome, whether that is capacity, productivity, delivery, or margin improvement.

Coffee Machines

Spread the cost of commercial coffee equipment while protecting working capital for stock, staff, and fit-out.

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Embroidery Machines

Back new production capacity without tying up cash in a single machinery purchase.

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Telecom Systems

Fund comms and infrastructure upgrades with a structure matched to contract value and rollout speed.

Security Equipment

Finance CCTV, access control, and monitored systems for installation-heavy or managed-service businesses.

Vehicles

Cars, vans, fleet, and specialist vehicles where uptime and supplier payment timing matter.

General Equipment

Plant, manufacturing kit, IT, gym, medical, print, and sector-specific equipment across the UK.

We are not limited to those sectors. We also support wider equipment finance requirements, business loans for growth, and vehicle finance for established UK companies.

How It Works

A simple route from enquiry to supplier payment

The goal is speed with enough structure to qualify serious businesses properly before a full application goes in.

Step 01

Submit a quick enquiry

Tell us the amount, how long you have been trading, and what you need funding for.

Step 02

We match you with a lender

We place the requirement with lenders whose appetite fits the transaction size, asset, and business profile.

Step 03

Receive a decision

Decisions are often available the same day, especially where the business has solid trading history and a clear use case.

Step 04

Documents issued + equipment delivered

Once approved, documents are completed and the supplier is paid in line with delivery and lender process.

Serious requirement, clear route.

If the deal is commercially sensible, we focus on getting to a lender-backed answer quickly.

Check Eligibility
Real Examples

Examples that feel like real SME buying decisions

These are the kinds of deals that convert well because they protect cash while still moving the business forward.

£18,500 Coffee Machine

£395 per month

Approved automatically for an established business that wanted to preserve working capital for day-to-day trading.

Approved automatically Equipment finance SME hospitality
£32,000 Embroidery Machine

£680 per month

Customer kept cashflow intact and financed the machinery rather than exhausting available reserves.

Cashflow preserved Asset finance Manufacturing growth
Why Finding Capital

Commercially structured rather than pushed through a generic bank process

This is for businesses that want speed, lender access, and a deal shape that actually fits the transaction.

Access to 100+ lenders

More routes than a single bank, which matters when the asset type, sector, or trading profile needs a better fit.

Faster decisions than banks

Decisions can often move within hours rather than getting lost in a generic credit queue.

Structured deals

We shape the request around the asset, supplier, timing, and growth objective instead of forcing one standard route.

Minimal paperwork

For the right deal, the process stays tight and commercial rather than overcomplicated.

Pre-Qual Form

Start with a fast commercial filter before the full application

This short step helps qualify stronger businesses first. If the deal looks like a fit, we push you straight into the full application with these answers carried over.

  • Designed to filter out sub-£10K enquiries and weak-fit demand.
  • Best suited to trading businesses with a real equipment or growth requirement.
  • Ideal for companies looking for a serious lender-backed answer rather than casual rate shopping.
Select a funding amount to continue.
Select how long the business has been trading.
Select the funding route you need.
Select the business structure.

This takes the qualification answers into the full application so the next step starts with the right funding route, amount range, trading history, and business type already carried over.

Need a Human View?

Not sure what's possible?

If the deal is unusual, time-sensitive, or you want to sanity-check lender appetite before you apply, we can talk it through first.

Speak to a Specialist