Eligibility Checker

Check whether we are likely to be able to help before you enquire

A short set of questions gives you an instant initial answer before a specialist reviews the case properly.

Want a faster route? Try our quick eligibility checker →

No credit search at this stage
Takes around 2 minutes to complete
Instant initial result before you speak to us
Assessment

Business finance assessment

Answer a shorter set of questions, see how far through you are, and get an initial answer before a specialist reviews the case properly.

Step 1 of 8
Quick initial assessment

Tell us about you and the business

A quick starter question helps us route the checker properly and keep the journey focused.

Question 1: Are you the decision maker?
Business owner / decision makerI’m the person authorised to discuss or arrange the finance.
Not the decision makerI’m enquiring on behalf of the business but not the final decision maker.

How much do you need and what is it for?

This gives us the rough shape of the case. It does not commit you to anything, and it helps us avoid pointing you at the wrong lender route.

Question 3: How much do you need?
Question 4: What is the finance for?

How established is the business?

This is one of the biggest things lenders look at. If you are newer, that does not automatically rule the case out, it just changes which route is most realistic.

Question 5: How long has the business been trading?
0 - 11 monthsNewer trading profile.
12 - 23 monthsEstablished but still younger.
24+ monthsTwo years or more of trading history.
Question 6: What is the annual turnover?

A rough figure is fine. We only need enough context to judge the likely lender fit at this stage.

Select trading style and business name

Choose your trading style first. If you are Ltd we will show Companies House lookup, and if you are sole trader/partnership we will show a standard business name field.

Question 7: Select trading style
Ltd / incorporatedLimited company, LLP or incorporated entity.
Sole trader / partnershipTrading personally or through an unincorporated business.
Question 8: Search Companies House
If lookup is unavailable, you can still continue by typing your business name manually below.
Question 9: Or enter the business name manually
Question 8: Enter the business name

Are you one of the company directors?

This helps us line your enquiry up with the right business record. If the right director is not shown, you can still carry on and we will review it manually.

Question 9: Choose the right director if shown
If the right director is not shown, you can still continue and we’ll review it manually.

Tell us about recent credit history

Be straight with this part. It helps us point you toward the lenders most likely to give the case a fair look.

Question 10: Any defaults or CCJs?
Defaults / CCJsThere has been a default, CCJ or similar issue.
No defaults / CCJsNo defaults or CCJs to declare.
Question 11: Any recent finance applications?
Recent finance applicationsThere has been a recent business finance application in the last 30 days.
No recent applicationsNo recent business finance applications.

How does the wider profile look?

For many SME enquiries, personal profile still matters. This part helps us decide whether the case looks mainstream or more specialist.

Question 12: How would you describe the personal credit profile?
ExcellentClean profile with strong conduct.
FairSome minor issues or average conduct.
Not the bestMore meaningful credit issues.
Question 13: Are you a homeowner?

This can widen the lender panel on some cases, so it is useful context rather than a pass/fail point on its own.

YesI own a home.
NoI do not own a home.

Where should we send the result?

Last step. Add the best contact details and we will save your checker so a specialist can pick it up quickly if the case looks workable.

Question 14: Where should we send your result?
No credit search at this stage. This simply lets us save the checker and come back with the right next step.

Congratulations - you could be eligible for £0

✅ Likely Eligible

Based on your answers, this looks like the kind of case that fits well across our lender panel. A specialist will review your details and come back to you with the most suitable options.

Amount£0
Finance Type-
ResultLikely Eligible
1

A specialist reviews your details, usually within the hour during business hours.

2

We match your case to the right lenders from our panel of 100+.

3

You receive your options, with no obligation and no credit search at this stage.

Talk to a Specialist Now View Funding Examples
Our specialists are available Mon–Fri, 9am–6pm. Enquiries submitted outside these hours are reviewed first thing the next working day.
Manual Review

This looks worth reviewing

Based on the answers provided, this looks like a case worth reviewing further for a bespoke quote.

Your enquiry has been received. This is still an initial assessment rather than a lender approval, but a specialist can now review it properly and come back with the right next step.
Enquiry submitted. We’ve received the answers and a member of the team will come back to you directly.