Real examples from across our lender panel

Funding examples for UK businesses across equipment, vehicles and growth

Use these examples to compare structures, sectors and lender fit before you enquire. They are designed to help you understand how different finance routes are typically used in real trading situations.

32 years
Combined senior experience
100+
Lenders on panel
FCA
Authorised broker

Start with the finance route closest to your requirement

If you already know the type of requirement you are comparing, use these grouped paths to move from real examples into the most relevant service and product pages.

Asset finance examples

Machinery, equipment, production assets and refinance structures for businesses investing in growth or replacement kit.

Vehicle finance examples

Cars, vans, HGVs, specialist vehicles and fleet deals structured around ownership, lease or wider fleet support.

Business funding examples

Working capital, unsecured loans, invoice finance and cashflow-led facilities where the requirement goes beyond one asset.

Equipment, machinery and wider asset investment examples

These examples are most useful where the requirement is tied to a specific asset purchase, equipment upgrade or refinance conversation rather than broader working capital. They tend to fit best where the business is investing in productive equipment instead of solving a wider cashflow gap.

£45,000
Asset Finance
Multi-Head Embroidery Machine
Textile manufacturer in Yorkshire needed to expand production capacity. Funded on hire purchase over 48 months after being declined by their bank.
Sector
Textiles
Finance Type
Hire Purchase
Term
48 months
Approval
30 seconds
£85,000
Asset Finance
CNC Machining Centre
Precision engineering firm in the West Midlands upgrading their manufacturing capability. Structured on finance lease to maximise tax efficiency on the full payment value.
Sector
Engineering
Finance Type
Finance Lease
Term
60 months
Approval
30 seconds
£28,000
Asset Finance
Commercial Catering Kitchen
Restaurant group expanding to a second site needed full kitchen fit-out. Finance lease allowed them to preserve cash for fit-out and opening costs.
Sector
Hospitality
Finance Type
Finance Lease
Term
36 months
Approval
30 seconds
£68,000
Asset Finance
Digital Imaging Suite for Dental Practice
Established dental clinic upgrading scanner and imaging equipment ahead of adding a second surgery. Structured on hire purchase so the practice could spread the cost while keeping cash available for fit-out and staffing.
Sector
Dental
Finance Type
Hire Purchase
Term
60 months
Approval
Same day
£18,500
Asset Finance
Startup Bakery Equipment Package
New hospitality operator funding ovens, prep equipment and refrigeration for first-site launch. The facility was structured around deposit position, supplier invoice and opening timetable rather than expecting the business to pay cash upfront.
Sector
Hospitality
Finance Type
Finance Lease
Term
36 months
Approval
Manual review

Cars, vans and fleet examples structured around business use

These examples are useful where the requirement is ownership, replacement, lease flexibility or broader fleet support rather than one-off cashflow pressure. They are most helpful when the business needs to compare single-unit funding against wider fleet planning.

£120,000
Vehicle Finance
Fleet of 8 Commercial Vans
Logistics company in the Midlands expanding their delivery fleet. Hire purchase over 48 months — declined by their existing bank before approaching Finding Capital.
Sector
Logistics
Finance Type
Hire Purchase
Term
48 months
Approval
4 hours
£32,000
Vehicle Finance
3 x Refrigerated Vans
Food distribution business replacing ageing refrigerated vehicles. Finance lease gave them the flexibility to upgrade at the end of the 36-month term.
Sector
Food Distribution
Finance Type
Finance Lease
Term
36 months
Approval
30 seconds
£26,000
Vehicle Finance
Self-Employed Electric Van
Sole trader installer moving into a newer electric van to support city-centre contracts. The deal needed a straightforward ownership-led route that matched recent accounts and future pipeline rather than a fleet-led structure.
Sector
Trades
Finance Type
Hire Purchase
Term
48 months
Approval
Same day
£74,000
Vehicle Finance
Directors’ Car Package for Limited Company
Established consultancy comparing contract hire against PCP-style options for two directors’ vehicles. The outcome depended more on usage, replacement cycle and company treatment than on the lowest monthly figure alone.
Sector
Professional Services
Finance Type
Contract Hire
Term
36 months
Approval
4 hours

Working capital and business loan examples for broader funding needs

These examples are more relevant where the business needs liquidity, project support or debtor-led cashflow relief rather than a facility tied to one asset purchase. They are often the better benchmark where the need is timing, growth or cashflow resilience rather than equipment ownership.

£55,000
Business Loans
Working Capital Loan
Professional services firm bridging a cash flow gap between completing a large project and receiving payment. Unsecured, 24-month term, no personal guarantee required.
Sector
Professional Services
Finance Type
Unsecured Loan
Term
24 months
Approval
Same day
£40,000
Business Loans
Invoice Finance Facility
Construction subcontractor struggling with 60-day payment terms. Invoice finance facility unlocked cash against outstanding invoices, solving cash flow immediately.
Sector
Construction
Finance Type
Invoice Finance
Term
Revolving
Approval
Same day
£90,000
Business Loans
Growth Loan for Multi-Site Expansion
Regional hospitality operator used a structured business loan to support fit-out, staffing and launch costs for two additional locations without draining retained cash.
Sector
Hospitality
Finance Type
Secured Loan
Term
36 months
Approval
24 hours
£65,000
Business Loans
Seasonal Stock & Staffing Loan for Hospitality Group
Independent hospitality operator preparing for a busy summer season with higher stock, staffing and launch costs across multiple sites. A business loan gave the group a clearer working capital runway without stripping cash from day-to-day operations.
Sector
Hospitality
Finance Type
Unsecured Loan
Term
18 months
Approval
Same day
£110,000
Business Loans
Recruitment Invoice Facility for Temp Payroll Support
Growing recruitment business needed invoice-backed headroom to support temp payroll while debtor terms stretched. Invoice finance was structured around the customer book and payroll cycle rather than trying to force a standard loan to do the same job.
Sector
Recruitment
Finance Type
Invoice Finance
Term
Revolving
Approval
24 hours
32 years
Combined senior experience
1hr
Specialist response target
100+
Lenders on our panel
FCA
Authorised & regulated

We fund businesses across every sector

From manufacturing and logistics to hospitality and professional services — if your business needs finance, we can almost certainly help.

🏭

Manufacturing

Machinery & equipment

🚛

Logistics

Fleet & vehicles

🍽️

Hospitality

Catering & equipment

🏗️

Construction

Plant & capital

🖨️

Print & Signage

Equipment finance

💻

Technology

IT & hardware

🧵

Textiles

Machinery finance

⚕️

Healthcare

Equipment & fit-out

Use these examples to compare products and lender fit

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Use these examples to choose your next step with more confidence

Once you have seen the type of structure that fits your requirement, the best next step is usually to check eligibility or request a callback with a specialist.