Deliver the transformation. Finance the equipment that makes it possible.

Yes. Beauty salons can apply for equipment finance where the device or treatment room upgrade is used for business purposes. Lenders normally look at trading history, bank conduct, affordability and the supplier quote. Sole traders, partnerships and limited companies can all be considered depending on the strength of the case.

Yes. Aesthetics clinics commonly finance devices used for skin treatments, laser treatments, body contouring, facial technology and wider clinic upgrades. The strongest applications explain how the device supports paid treatments and how quickly it is expected to contribute revenue. A clear supplier invoice and evidence of clinic demand make the application easier to place.

Not always. Established businesses with good bank conduct and a recognised supplier quote may be considered with little or no deposit. Newer clinics, higher-value devices or specialist equipment may need a deposit of around 10% to 20% to strengthen lender appetite.

Sometimes, but the application needs to be prepared carefully. Newer businesses may be asked for a stronger deposit, personal guarantee, business plan or evidence of bookings and practitioner experience. If the clinic has a clear launch plan and a sensible equipment package, finance can still be achievable.

Common assets include treatment couches, laser devices, skin analysis systems, body contouring devices, facial machines, sterilisation equipment, clinic furniture and technology packages. Lenders prefer equipment that has a clear commercial use and a supplier invoice. Soft costs such as rent, stock or general working capital may need a different funding route.

Hire purchase can suit long-life devices that the clinic plans to keep and own. Finance lease can suit technology that may be upgraded when newer treatment platforms become available. The right route depends on device life, monthly cost, tax treatment and whether ownership matters to the business.

Straightforward cases can receive a same day response where the supplier quote, business details and bank statements are ready. Payout usually follows after lender approval and signed documents. More complex cases, newer businesses or large device packages can take longer because the lender needs more context.

The initial eligibility check with Finding Capital does not need a credit search. If you choose to proceed to a lender application, the lender may carry out business and personal checks depending on the structure and business type. We explain that before submission so you know what stage you are at.