Fund single-head and multi-head embroidery machines without tying up cash needed for stock, labour and order fulfilment. We help businesses structure finance around growth, replacement and contract-driven purchases.
A multi-head commercial embroidery machine can cost £15,000 to £60,000 or more depending on the specification. Finance spreads that cost so working capital stays intact for thread, materials, staffing and production.
Spread the cost over the period the machine earns for you. When the machine is tied to a specific contract or production run, finance structured around that timeline makes more commercial sense than one large upfront purchase.
A bigger machine means bigger output and larger contract capacity. Finance means you don't have to wait until reserves build up - you can upgrade the production line when the order arrives, not after it's been fulfilled.
As order volumes increase, additional machines or higher-head configurations can be financed separately or as part of a wider production finance package. Growth doesn't have to wait for cash.
Share the machine specification, supplier or dealer quote and a bit about the business and the contracts it supports. That's enough for us to identify the right lenders and structure before we come back to you.
We search our panel of 100+ lenders and select the ones most likely to approve your case at the best available terms. One enquiry, whole-of-market access - including specialist textile and manufacturing lenders.
Once approved and signed, we pay your supplier directly. Your machine is delivered and installed and you repay in fixed monthly instalments over your chosen term.
An established embroidery business supplying branded workwear needed to upgrade from a four-head to a six-head machine to fulfil a new contract. Funded on hire purchase over 48 months, preserving cash for materials and production during the transition.
An established garment manufacturer needed a second multi-head embroidery machine to double production capacity for a new wholesale contract. Structured on finance lease to keep monthly costs predictable and the balance sheet clean.
Illustrative only, based on representative APR and subject to lender assessment.
| Using Finding Capital | Going direct to one lender |
|---|---|
| Lender access 100+ lenders searched | Lender access One lender only |
| Application Single enquiry | Application Multiple separate applications |
| Sector knowledge Specialist textile and manufacturing experience | Sector knowledge Generalist underwriting |
| Speed Matched to fastest suitable lender | Speed Queue with no guarantee |
| If declined We try alternative lenders | If declined Application ends |
| Cost to you No upfront fee | Cost to you No upfront fee |
Going direct to your bank or a single lender means one chance at one set of criteria. A broker searches the whole market in one go, matches your case to the lenders most likely to approve it and handles the paperwork. In textile and embroidery manufacturing - where lender appetite for machine type, age, business profile and contract-led cases varies - that difference matters.
This works well if you're an embroidery business upgrading capacity, a garment manufacturer adding a production line, a workwear or promotional products supplier taking on a larger contract or a newer textile business investing in its first commercial machine. Whether you're established or growing, we can usually find a route that fits.
Newer businesses are not automatically excluded. Relevant embroidery or textile industry experience, a clear production plan, a strong supplier quote and a sensible deposit position all carry weight with lenders even if the business hasn't yet filed multiple years of accounts. A confirmed contract or order helps significantly.
Come back to us when you have a supplier or dealer quote - even an indicative one. For used machines, knowing the age, head count and condition helps us identify the right lenders quickly. The clearer the information, the faster the process moves.
Yes - used embroidery machines are a common type of enquiry. Lenders will look at the age of the machine, head configuration, condition and the source - whether it's coming from a main dealer, a broker or a private sale. Dealer purchases are generally easier to finance than private sales, but both can be workable with the right lender match. Having clear details on the machine specification upfront helps significantly.
Often yes. Where digitising software, hooping systems and ancillary equipment sit on the same supplier quote as the main machine, they can usually be packaged into one facility. It is cleaner than separating them and means one monthly payment covers the full production setup.
Hire purchase is often preferred where the machine has a long useful life and ownership at the end of the term matters - common for established embroidery businesses investing in core production equipment. Finance lease can offer lower monthly payments and is sometimes used where the business plans to upgrade to a higher-head configuration in a few years. We can compare both options when you enquire.
Straightforward cases with a clean supplier quote and clear business profile can move within 24 to 48 hours. More complex cases - used machines, newer businesses or larger production packages - may take a little longer. Having accounts, bank statements and a supplier quote ready at the start is the single biggest factor in how fast the process moves.
Often yes. Where multiple machines, software and ancillary equipment sit on the same supplier quote or form part of a defined production line investment, they can usually be packaged into one facility. It is cleaner than arranging separate agreements for each machine and means one monthly payment covers the full production setup.
Short, practical reads to help you understand the products, structures and trade-offs before you enquire.
Tell us the machine specification, supplier and the contracts it will support and we will find the right structure - whether you are upgrading an existing setup or investing in your first commercial machine.