Use asset finance when
The spend is mainly on machinery, equipment, catering kit, plant or technology and you want the monthly cost tied directly to that asset.
Business Finance Calculator
Compare asset, vehicle and business loan quotes in one place.
Switch between our three main calculator types, sense-check the monthly cost, then go straight into the full route that fits your deal. Good for quick comparisons before you enquire.
Calculator Switcher
One page. Three funding routes. Faster comparisons.
A lot of businesses know roughly what they need to spend, but not which structure fits best. This page gives you a quick way to compare asset finance, vehicle finance and business loans without jumping between service pages first.
These figures are indicative only. They are here to help you sense-check affordability, not to replace a lender decision. Once you know which route looks closest, use the relevant page or the eligibility checker so we can review the case properly.
Asset finance calculator
Best when the spend is tied to machinery, equipment or technology that the business will use over time. This is usually the right place to start for plant, catering kit, specialist machinery and wider business assets.
Useful for equipment, machinery, technology and plant.
Indicative monthly cost based on a hire purchase style example.
Move to the full asset finance page when you want the full prequal flow.
Estimate your monthly cost
£1,000£500,000
Indicative result
£588
On an asset value of £25,000 over 60 months.
Vehicle finance calculator
Best for cars, vans, HGVs and wider fleet requirements where deposit and term make a big difference to the monthly figure. If you are replacing or adding vehicles, this is usually the cleanest comparison point.
Useful for company cars, vans, HGVs and fleet purchases.
Includes a deposit or part-exchange input.
Move to the full vehicle finance page for the guided enquiry flow.
Estimate your monthly cost
£1,000£500,000
Indicative result
£542
On a vehicle price of £25,000 with no deposit over 60 months.
Business loan calculator
Best when the spend goes beyond one asset and you need broader working capital, growth funding or a cash flow bridge. This is usually the route to compare when the requirement covers stock, labour, deposits or wider rollout cost.
Useful for growth funding, working capital and broader business borrowing.
Indicative monthly figure based on a 1.8% p/m example.
Move to the full business loans page when you want the full guided prequal flow.
Estimate your monthly cost
£1,000£500,000
Indicative result
£685
On a business loan of £25,000 over 60 months.
Which Route?
Not sure which calculator to start with?
Use vehicle finance when
The enquiry is for a car, van, HGV or fleet and deposit, part exchange and replacement cycle all matter to the structure.
Use business loans when
The requirement is broader than one asset and includes working capital, launch cost, stock, payroll or general business growth.