Business Funding Product

Invoice finance for businesses that want to release cash from unpaid invoices

Invoice finance can help businesses improve working capital by bringing forward cash tied up in debtor books instead of waiting for customers to pay on standard terms.

What is invoice finance?

Invoice finance is a funding route where a lender advances funds against unpaid invoices. Instead of waiting 30, 60 or 90 days for customers to settle, the business can release a percentage of that invoice value earlier.

That can help businesses smooth cash flow, support payroll, stock purchases or growth, and reduce the pressure that long debtor terms can place on otherwise healthy trading operations.

Unlock cash already earnedTurn invoices into working capital rather than waiting for payment dates to arrive.
Useful for growing businessesAs turnover grows, debtor pressure often grows with it, making invoice-led funding more relevant.
Supports trading cyclesHelps bridge the gap between delivering work and receiving funds.

Main benefits

Improved working capital, stronger cash-flow timing and a route that grows more naturally with invoice volume.

When businesses use it

When invoice payment terms create pressure, even though the underlying customer book and trading profile are strong.

Best fit

B2B businesses with regular invoicing, reliable customers and a need to tighten the gap between work delivered and cash received.

Want to know if invoice finance is worth exploring?

We can review your debtor profile, payment terms and working capital need and tell you quickly whether invoice finance is likely to add value.